You do not have to search the banks for the best loan, we have direct access to the best lenders available, both locally and national.
HOME ONLY LOANS: This type of loan is called a "chattel" which mean is does not require a lien to be placed on the your land that the home will be going on. This type of loan is much like an auto loan. These loans are perfect for the buyer who is going into a park or has family land. Some people also decide they just do not want their land to be a part of the package.
LAND/HOME LOANS: This type of loan includes a wide variety of options and is "MORTGAGE" as it includes land as part of the collateral. This loan is for people who already own land as well as those who need land in the package. If you already own your land you can frequently use the equity as your down payment, this is called " LAND IN LIEU". When you are purchasing the land and the home together as one, the loan can be multiple types, which include: FHA, VA, CONVENTIONAL and CONSTRUCTION TO PERM.
This may sound like a foreign language to you but, we have more than 20 years experience to help you make the choice that will best serve your needs.
INVESTOR LOANS: This loan is for people who because of certain issues are unable to qualify for a bank loan at this point in time. These are land/home loans only and are not for home only loans. This type of loan considers the entire picture in your situation, not just your credit score. we know bad things can happen to good people and this is the opportunity to help you recover.
OUR EXPERIENCE CAN SAVE YOU THOUSANDS, SO REMEMBER TO COME SEE US FIRST...
Freedom Mobile Homes Inc.
466 SW DEPUTY J DAVIS LN
LAKE CITY, FL. 32024
(386) 752-5355
FAX (386) 752-4757